Insurance Fraud Lawyer in Miami, FL

If you or a loved one have been arrested for insurance fraud or contacted by an insurance investigator or law enforcement investigating fraudulent insurance claims, it is critical to consult with an experienced Miami insurance fraud lawyer as soon as possible to ensure that your rights are protected. An experienced insurance fraud lawyer in Miami can help you protect your rights and fight for the best outcome in your case. We have the knowledge and skill to defend your white-collar criminal case effectively.

What are the Types of Insurance Fraud?

There are many types of insurance fraud. Almost all common types of insurance crimes are felony charges. One of Florida’s most common involves fake motor vehicle accident victims submitting fraudulent insurance claims under personal injury protection policies for medical treatment by medical clinics. Recently the state legislature has passed stricter laws severely punishing automobile insurance fraud with prison time. Workers comp fraud is also one of the common insurance frauds that law enforcement targets. Over the years, our criminal defense attorneys have defended all types of insurance fraud cases. This includes criminal charges relating to healthcare insurance, homeowners insurance policies, commercial insurance policies, disability policies, arson, and life insurance (click here for information regarding healthcare fraud charges).

The common element in any type of fraud case is the allegation that the defendant intentionally gave a false or misleading statement supporting an insurance claim. Misleading or false statements can be made in the initial application for insurance or be made/communicated to insurance companies when you file the insurance claim. Regardless of when you make the statement, insurance investigators and law enforcement officers view it as an insurance scam based on a false claim. False or misleading information can be found in a wide range of insurance claims documents and records.

How is Insurance Fraud Charged?

State prosecutors usually file insurance fraud charges under Florida Statute, Section 817.234, unless a more specific law applies, like workers compensation fraud. If multiple insurance fraud counts are alleged as part of an organized scheme, the prosecutor can also charge the defendant under Florida’s organized fraud statute.

What is the Punishment for Insurance Fraud?

Much like theft crimes and other fraud crimes, the severity of the possible sentence for an insurance fraud charge is determined by the amount of money at issue:

  • $19,999 or less — a felony of the third degree, punishable by a maximum of 5 years in prison.
  • $20,000 or more — but less than $100,000, a felony of the second degree, punishable by a maximum of 15 years in prison.
  • $100,000 or more — a felony of the first degree, punishable by a maximum of 30 years in prison.

Have you or a loved one been arrested or approached by law enforcement investigating a false insurance claim in Florida? If so, it is extremely important to meet with an experienced insurance fraud lawyer as soon as possible to protect your rights. You need the counsel of an experienced attorney to guide you through the process and maximize your chances of resolving your case with a favorable outcome.

More Resources

Legal Information Institute – Information on insurance fraud with a menu of federal, state, and judicial sources.

Insurance Fraud (FBI) – Offers an overview of insurance fraud, common schemes, and additional resources.

Contact an Experienced Miami Insurance Fraud Attorney

Besides facing a possible prison sentence, criminal record, and court costs, an insurance fraud conviction can even make it impossible for you to get insurance coverage in the future. By taking the immediate action of hiring an experienced Miami insurance fraud attorney to defend yourself, you are minimizing the chances that your criminal case will have lasting consequences for your career, personal life, and reputation.

CALL US NOW for a CONFIDENTIAL CONSULTATION at (305) 538-4545,  or simply take a moment to fill out our confidential and secure intake form.* The additional details you provide will greatly assist us in responding to your inquiry.


*Due to the large number of people who contact our law firm requesting assistance, it is strongly suggested that you take the time to provide us with specific details regarding your case by filling out our confidential and secure intake form. The additional details you provide will greatly assist our criminal lawyers in responding to your inquiry in a timely and appropriate manner.